Wealth Design News

Reasons for making a Will

To choose beneficiaries and executors – the most obvious reason to make a Will is to ensure that those (and only those) you want to benefit from your estate after
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Growth in the Self Employed

According to the Office for National Statistics (ONS), the number of self-employed people increased from 3.3 million (12% of the labour force) in 2001 to 4.8 million (15.1% of the
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Rogue Advisers

The City watchdog is being urged to contact thousands of customers who may have been given poor pension transfer advice, as concerns grow that cases of mis-selling are going unchecked.
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The costs of education / further education

The soaring cost of educating children is a hot topic for many clients. The increase in the maximum annual university tuition fee to £9,250 in England has given an added
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Charitable giving

Outright gifts to charity are exempt from IHT whether made on death or during lifetime. However, where someone leaves at least 10% of their net estate to charity, rules introduced
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Beware of crypto fraudsters

Potential victims have been warned over bogus online ‘get rich quick’ schemes as it emerged people lost more than £27million to cryptocurrency and foreign exchange scams last year. Fraudsters promise
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MPs move to protect pension scheme members

The Work and Pensions select committee has reiterated that a ban on contingent charging would be the best way to protect customers after it completed its inquiry into the practice.
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Grandparents miss out on pensions credits

Just 10,084 grandparents are currently claiming national insurance credits through a little-known scheme according to a new Freedom of Information request by mutual insurer Royal London. While this is an
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Benefits of a Will

Having a valid Will is one of the fundamental issues that any individual concerned with financial matters must address. When advising on inheritance tax (IHT) planning the first question that
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